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Find Home builders in Cato

Avatar for JLC Contracting LLC
JLC Contracting LLC
5.0(
24
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Cato, NY and surrounding areas

In business since 2017

Free estimates

Credit card accepted

"The service was wonderful. I was very pleased with the work. I plan to hire them again to build a deck. They were reliable and neat. They were clean doing all the work, and they give me a very good price. They were very honest and dependable. They work very hard."
Kitchen and Bath Remodeling Project
New window installation
Decks and Porches Project
Remodeling - Kitchen & Bathroom Project
Garage conversion

+123

Recommended by86%of homeowners
Avatar for Sandiel Construction
Sandiel Construction
5.0(
7
)
Shelter or Outbuilding - Build

Serving Cato, NY and surrounding areas

In business since 2016

Free estimates

Credit card accepted

"Sandiel Construction did a full remodel for us and was beyond our expectations- it turned out absolutely beautiful. Sandiel is extremely skilled and pays great attention to detail. He did our siding, demo, insulation, drywall, electrical, windows and paint - not only was it done beautifully but it was done timely. I fully recommend Sandiel Construction for your next project."
Bar/Club in Rochester
Bar/Club in Rochester
Bar/Club in Rochester
Bar/Club in Rochester
Bar/Club in Rochester

+84

Recommended by100%of homeowners
Avatar for B&L Home Improvements
B&L Home Improvements
5.0(
5
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Cato, NY and surrounding areas

Emergency services offered

"B&L Home Improvement practically redid my entire home. From flooring installation, bathroom remodeling, kitchen remodeling, interior and exterior painting, demolition and built 2 decks. Damien is a professional who is on top of everything, always available, really goes the extra mile to ensure the customer is satisfied. I highly recommend him for any home project you need done."
Handymen Project
Handymen Project
Painting - Exterior Project
Handymen Project
Painting - Exterior Project

+8

Recommended by100%of homeowners
Avatar for WPP Building and Design
WPP Building and Design
3.3(
12
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Cato, NY and surrounding areas

In business since 2021

Credit card accepted

"They did an excellent job with painting the interior of our house. We had a really high wall in the stairway, and they had no problem getting to the top of it and did a great job! Would hire them again!"
Painting - Interior Project
Remodeling - Kitchen & Bathroom Project
Remodeling - Kitchen & Bathroom Project
Additional Photos
Additional Photos

+9

Response time1 day
Response rate100%
Recommended by58%of homeowners
Avatar for American Home Solutions
American Home Solutions
4.2(
21
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Cato, NY and surrounding areas

In business since 2014

Free estimates

Emergency services offered

"When you call American Home Solutions in Oswego, Mack Majeski will get back to you in a timely fashion. Mack came to our home and gave us a estimate for a new roof. He was professional and knowledgeable of all aspects of roofing and clearly listed all elements in his estimate. In the estimate he listed the manufacture warranty and guarantees his craftsmanship for 25 years. His price was very competitive. We asked for a certificate of Liability Insurance and he provided us with a copy before work started. A date was scheduled for the work to begin (weather permitting.) He started the work on the date he promised. A large crew began work and nearly completed the entire roof on the first day. Care was take to protect shrubbery around the house and everything discarded was taken away. The second day the crew came back and finished the roof. We asked Mack to do a separate side project and he obliged. If you call him about anything related to works he has done he will get back to you. I would recommend his company for a roofing project big or small."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+49

Recommended by93%of homeowners
Showing 1-10 of 37
Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Craftsman-style homes are predominantly found in the Western United States, specifically in Southern California, where the style originated. Since the climate was mild and there was access to plenty of natural resources, Southern California became a hub for this style at its inception. That being said, if you consult with an architect near you, you can have a Craftsman-style home anywhere.

The Cato, NY homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.