Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Q: How do you tell the difference between settling and foundation problems?

• <div><p>Most of the time, normal foundation settling will present as thin cracks in the foundation and minor creaks in the floorboards. In contrast, you can identify foundation issues by wide or uneven foundation cracks, horizontal or step-shaped gaps on the foundation wall, or cracks that go around corners of your foundation. Foundation problems can also cause changes in your living area, like increased humidity, uneven or sloping floors, nail pops in drywall, countertops pulling away from the wall, and windows and doors getting stuck. When in doubt, call in a professional to identify the underlying cause.</p></div>

Q: What are the signs of structural damage?

• <div><p><a href="https://www.angi.com/articles/signs-of-structural-damage.htm">Signs of structural damage</a> include foundation cracks, roof leaks, bouncy floors, crumbling concrete, and cracked or leaning chimneys. Structural damage can make itself apparent in various ways, and sometimes, there may not be obvious signs. Inspect your foundation and roof annually to stay ahead of potentially serious structural problems. </p></div>

Q: Why hire a professional for foundation repairs?

• <div><p>Ensures structural stability and long-term safety of the building.</p></div>

Q: Are slab leaks common?

• <div><p>Yes, slab leaks are fairly common, especially in older homes and places that are prone to earthquakes which can move home foundations. </p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Verified Reviews for Concrete Repair pros in Afton, NY

*The Angi rating for Concrete Repair companies in Afton, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Afton, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on November 12, 2025

Reviewed in June 2024
No delays. Good communication. Quality concrete.
Starkrete
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Reviewed in September 2023
I wanted a dedicated laundry folding table and Wrynn & Oak did not disappoint! The wall that I wanted my table installed on was made from concrete and was extremely uneven there was also a pipe running along the base of the floor so this was quite an obstacle I was worried about. Kam decided...
Wrynn & Oak
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Reviewed in June 2020
repair a leaky shower
A J Leto & Sons Plumbing, Heating & AC
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Reviewed in May 2017
Great. Very timely in the repair and made it very easy for me to drop off and pick up the clock.
ANTHONY'S CLOCKS
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Reviewed in July 2015
Coral Isle took weeks just to return my call. By the time someone actually did and came out to the house to look at the site I already had three competitive quotes and had picked someone else and scheduled the installation. If the Spring hadn't been so wet it might have already been done. ...
Coral Isle Pools & Spas, Inc.
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Reviewed in January 2015
We had Justin and his crew replace a 20 ft by 16 ft irregularly shaped brick patio, concrete steps, a 6 ft by 30 ft concrete breezeway, and 2 concrete sidewalks totaling approximately 150 square feet with stained and stamped decorative concrete. In addition, they installed a drainage system to...
J. Hulslander Custom Concrete
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Reviewed in October 2014
They were hired to grade edges and seed along a new concrete driveway..level with concrete. not enough soil was brought in and what seed was used was full of weeds..most of the seed never germinated. we fully expected them to come back to see the job, but no one ever did. W were very...
Loso's Landscaping
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Reviewed in September 2014
Zurenda Construction did an amazing job on my new concrete patio and steps! They got the job done very quick and in a professional manner. They also did some drainage work for me, before my yard was always wet even if it hadn't rained and now my yard is always dry and now I can enjoy a dry yard...
ZURENDA CONSTRUCTION
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Reviewed in February 2014
This is our go-to repair shop! Dick Carey is honest and very knowledgeable. We recommend him to others and use him, exclusively, for ourselves!
UNION AUTO REPAIR
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Reviewed in January 2014
He did a great job of repairing where we had leaks and or cuts made by contractors. He was clean and courteous.
More than just painting inc
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Concrete Driveways & Floors Installation

Concrete Flatwork Repair & Resurface

Handyman for Multiple Small Project Service

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AGK Construction llc.

AGK Construction llc.

NASA construction

NASA construction

Pats Projects

Pats Projects

Precision earth works llc

Precision earth works llc

Smith & Stafford

Smith & Stafford

Point Masonry LLC

Point Masonry LLC

L.G.A Construction

L.G.A Construction

Cal Concrete and Paver Systems

Cal Concrete and Paver Systems

Gerst Concrete Construction

Gerst Concrete Construction

Couple of Repairs

Couple of Repairs

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