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A contractor specializes in a specific field. They often operate in teams where they have subcontractors to handle specialized problems. So if you have significant plumbing, drywall, or roofing issues, you’ll want to hire a contractor, as the job may require a team.

A handyperson is typically one person who works on whatever jobs come their way. You wouldn’t call a contractor to fix the hinges on cabinets or paint your room. Instead, a handyperson can handle all these issues, saving you from making multiple phone calls.

Rates vary by task complexity and time, often providing cost-effective solutions for homeowners.

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

• Installing plumbing for a new kitchen or bathroom

• Replacing plumbing pipes

• Installing or repairing septic systems

• Running new electrical wiring

• Installing a subpanel

Reviewing your contract for termination terms is best when ending a relationship with a contractor. If there is nothing in the contract or you had a verbal agreement, communicate your decision in writing, citing specific reasons. Afterward, pay for the completed work per your original agreement. Remember you want a record of all correspondence in case you need a lawyer later to settle disputes.