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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Yes, if you “paint” or brush a freshly cut stump with a specialty herbicide containing glyphosate within five minutes of cutting the fresh surface, the stump will soak up the herbicide and prevent new growth. One application often works, but you might have to re-paint two to four weeks later if you see growth.

Usually, trees cannot grow back after their stump has been ground, but some very hearty types of trees can. For example, if you have a black locust or Redford pear, the grinding will need to go deep to prevent them from growing back. Ask your tree service or stump removal expert whether your tree can resprout after its stump is ground down.

The dormant season between winter and late spring, when all the leaves have fallen off, is the best time of year to cut down a tree. Frozen earth is actually preferable for tree removal because it won’t disturb the surrounding landscape as much as it would if you removed the tree during warmer months.