Get matched with top concrete repair specialists in Jal, NM

Not all cracks in the basement floor signal foundation problems. As the house settles, you’ll notice very thin hairline cracks, which you don’t need to worry about. Cracks that are 1/8 inch or wider should require sealing, while ones that are 1/2 inch or wider require leveling. However, if you have cracks in your basement floor with heaving, you should call a pro to assess the situation. Heaving can lead to uneven flooring, structural issues, and foundation problems.

The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.

The average cost to repair a concrete driveway ranges from approximately $830 to $2,800, with a typical project costing around $1,765. The price varies widely depending on the type and extent of the damage. Minor crack repairs can be as low as $0.10 to $0.15 per linear foot and may be a DIY project. More significant repairs are priced per square foot: replacing a damaged slab costs about $6 to $14, while raising or leveling sunken concrete costs $3 to $25. Resurfacing is another option, costing around $3 to $5 per square foot. Factors influencing the total price include the size of the affected area, whether reinforcement is needed, and labor costs.