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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

If you’re wondering why tree trunks are painted white in your area, it’s usually to prevent sunscald, a condition where extreme shifts in temperature can cause tree bark to split. Fruit trees are especially vulnerable to sunscald, so this treatment is worth considering if it’s something that affects your trees.

Deciduous shade trees (the type of trees whose leaves fall off in autumn) need to be pruned in late winter—between February and March. That’s because it’s easier to find and remove sick or dead branches when no leaves are present. And wounds close and heal faster in colder temperatures so pruning them at this time also makes them less prone to infection.

For safety reasons, leaning trees are best removed by a professional, as they may often tear away from the hinge, causing you to lose control over where the tree falls. If you choose to cut down a tree leaning slightly, avoid cutting off root protrusions before you start. Make your hinge a little longer than usual by cutting it deeper (up to 30% of the diameter) and applying a wedge into the felling cut on the side the tree is leaning. Stand away from the direction the tree leans while making your felling cut.