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Fireplaces questions, answered by experts

Ideally, your chimney cap should be at least 8 inches above the top of the flue, though it's better if it's even higher. You want it to sit that high because it won't affect the chimney's draft, which pulls the smoke up and out of your chimney and away from your home.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

You can burn wood with oak wilt, as heat from the fire destroys the fungus, and smoke won’t threaten healthy trees. However, wood of unknown origin should be burned during the dormant season—do not store wood in the warmer months for the winter season. If you harvest oak, let it dry in the sun before transporting it elsewhere.

Chimney caps are necessary both from a building safety standpoint in most municipalities and to keep your home protected from a variety of issues. Chimney caps are not only mandated by building code in most areas, but they also serve to keep squirrels, raccoons, and other pests out of your home, as well as snow and rain. Therefore, they help to avoid property damage, making them a worthwhile investment.

The best style of chimney cap for a brick chimney is one that fits tightly around the brick top of the chimney. The cap should have a screen to fully enclose it to keep animals out. The best materials include stainless steel, copper, or aluminum that fit tightly or are custom fabricated for a perfect fit on your chimney.

The Terrytown, NE homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.