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Water bugs won’t actively chase you, but they earned the nickname “toe-biters” for good reason. Water bugs are highly defensive. They typically rest an inch or so below water, waiting for prey. But if they feel threatened by a human that gets close, they may inject the person with a harmless venom from their legs, which may feel like a bite.

Studies indicate that owls don't possess a conventional sense of fear. However, they find intense, sudden human noise unsettling, like clapping or shouting. Additionally, owls are likely spooked by sudden bursts of bright light. While they may not experience fear as humans do, these disturbances can disrupt their natural behaviors, making it essential to minimize such disruptions when sharing spaces with these remarkable creatures.

Spraying for ticks does a good job of eliminating the existing ticks in your yard. Moderate to severe infestations might require several treatment sessions, but most infestations are well controlled with enough treatments, regardless of their severity.

However, wildlife, pets, and people can still carry ticks into a yard, even after treatment, so if you're concerned about ticks in your area, it's a good idea to spray annually for tick prevention.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.