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Pest Control questions, answered by experts

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Wasp removal is challenging for pros and novices and carries the risk of painful stings. Therefore, it’s not surprising that wasp removal is not free. You can save money by going the DIY route, but paying a professional exterminator increases the chance of effective removal—and keeps you from painful wasp stings.

Possums don’t typically pose a danger to humans—they prefer to stay out of sight. If they feel threatened, they play dead instead of engaging. However, they can become aggressive when cornered, typically when they become trapped inside your home or when a dog chases them. When this happens, it’s best to call a wildlife control service near you to remove possums safely.

Technically, yes, chinch bugs can fly. However you won’t usually see them in flight. Chinch bugs like to stick close to the ground and they usually move around by hopping or crawling (which is why they can be hard to see). Since they don’t get much chance at flying, they’re pretty bad at it and only fly for short distances—like to nearby yards.

Yes, it is generally safe to return to your house once the pest control professionals have granted permission. Keep in mind that you’ll only need to evacuate your home during extreme pest control treatments, such as whole-home fumigation, while more minor treatments don’t require leaving. When you return home, be sure to follow the pest pro’s instructions carefully, especially those surrounding wait times and safety precautions.

The Imperial, NE homeowners’ guide to pest control services

From average costs to expert advice, get all the answers you need to get your job done.