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Termites can start causing damage within just a few weeks of settling in, and while the signs might not show up right away, they can hollow out drywall and structural wood within a few months. If left untreated for a year or more, the damage can be extensive and expensive.

There isn’t one best type of trap for an armadillo. However, Havahart and Tomahawk live wire cages are popular two-door brands commonly used for armadillos. One study suggests wooden traps with armadillo scent on them can increase the chance of success. It’s worth inquiring whether your local wildlife extension has scented traps or wire types available for rent.

Luckily, skunks aren’t challenging to get rid of. You can try to remove them slowly by filling their den entryway loosely with newspaper. Many skunks notice their den is in jeopardy and take off on their own. You can also try making a homemade spray of jalapeno pepper, yellow onion, and cayenne pepper—believe it or not, skunks are sensitive to these smells, so if you spray this around the den or in hard-to-reach places around your property, most skunks will take the hint and leave. 

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.