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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Wasps don’t sleep in, but they are relatively inactive at night, sticking to the confines of the nest, in what’s known as a dormant state. Additionally, female wasps hibernate throughout the winter. That’s why evenings are the best time of the day to attack wasp nests.

Not likely. While the occasional spotted lanternfly insect may find its way in, it’s highly unlikely that spotted lanternflies will lay eggs and eventually infest your home because they prefer to live outdoors. If you’re concerned about the bugs getting inside, be sure to examine all humans, objects, and pets before bringing them indoors.

Preventing rats and mice from getting into the attic can be challenging, but it’s not impossible. Here are a few steps you can take to keep them looking elsewhere for a new place to call home:

• Block or cover any potential access holes

• Keep piles or stacks of firewood or other materials away from the house

• Seal food and garbage in containers to prevent rodents from chewing through or getting in