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Arborists questions, answered by experts

Costs range from $500 to $5,000 per tree, depending on size, location, and accessibility.

Not all evergreen conifers need to be pruned, but some do. Pruning pine trees is not necessary, but you can do so during June and July if you wish. On the other hand, spruce, firs, and junipers do need to be pruned from late winter to early spring.

Yes, you should trim the lower branches of your maple tree for safety. Trimming maple trees as they grow helps lift the crown and canopy and trains it to grow straight up. A good rule of thumb is to prune enough branches to leave 6 feet of clearance under the tree.

It can be bad to leave a dead stump in the ground. A stump becomes a hefty piece of dead wood in time and eventually (especially with the help of rain) starts to rot. That makes it a locus point for diseases and pesky insects, as well as a bit of an eyesore. It’s best to remove a tree stump completely before it starts to decay, especially before it starts to fall apart. If the tree was removed because of disease, it’s even more important to fully remove the stump if possible.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

The Kenesaw, NE homeowners’ guide to arboricultural services

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