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A tree growing close to a house can pose several risks, but removal isn't always the only or best solution. Potential problems include roots growing into the foundation and causing structural cracks, branches damaging the roof or promoting moss growth, and debris clogging gutters, which can lead to water damage. Trees can also provide access for pests and encourage mold. However, a small, healthy tree may not be a problem, and for larger, established trees, strategic trimming can be a cheaper and more beneficial alternative to removal. It is generally recommended to take action for trees within 10 to 20 feet of your home, especially if they are unhealthy or encroaching. Your best bet is to consult a professional arborist who can assess the specific situation and provide expert advice.

Often, it’s the homeowner’s responsibility to handle the aftermath when a neighbor’s tree falls on their property. But if a tree has been obviously dead for a significant period of time and caused damage when it fell, a case can be made that the owner should have removed it, especially if the neighbor wrote you a letter about the tree or asked you to take it down. This can be grounds for a successful lawsuit in claims court and is a good reason to always pay attention to your trees and remove dead trees before they fall.

If a disease has attacked and destroyed the roots, then the tree may fall over as soon as it has died or while part of it is still alive. Trees that die with their roots left in place tend to stay standing for much longer, but those roots will decay eventually, allowing gravity to do the rest.

Early signs that a tree is struggling include premature leaf shedding and lesions or other strange markings. Peeling bark, dead or rotten branches on the ground, and a conspicuous lack of leaves can all be signs that a tree has started to die. By the time a tree starts leaning, it’s usually too far gone to save.