Get matched with top plaster repair specialists in Atkinson, NE

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

There are several warning signs that a ceiling crack is connected to a larger issue. For starters, if the crack is wider than 1/8 inch or longer than 12 inches, you might have a more serious problem. The same applies if you have multiple smaller cracks or cracks going across the ceiling and down the wall. In any of these situations, you should ask a professional to assess the damage.

Plaster ceilings can sag for several reasons. In some cases, the plaster and other building materials shift and come apart over time, which is why you’ll commonly find drooping plaster ceilings in older homes. Improper installation, foot traffic, and water damage—often from a leaky roof or a broken pipe—can also cause plaster ceilings to sag.

While it is possible to repair minor plaster cracks or holes yourself, it is generally not recommended for larger jobs or if you want a professional result. Plaster repair can be difficult in practice; proper wall preparation and achieving a smooth, seamless finish that blends with the existing wall requires experience, especially on textured surfaces. Hiring a professional ensures the repair will be durable and last longer, potentially saving you money over time. A pro can also determine if the cracks are from normal expansion or a more serious underlying issue.