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Check with your local laws, which might state that you have to build a fence around your plunge pool. If you have children or pets or live in an area with abundant wildlife, you should consider building a fence around your pool for safety. Pools can present a drowning hazard, and while plunge pools are not very deep, younger children can get hurt if they try to dive into them. A fence can help protect your family and visitors from injury.

Increases living space and adds value to the home through enhanced utility.

A retaining wall can only function as a fence if it’s high enough on all sides to prevent someone from accidentally falling into the pool. However, most retaining walls retain dirt, which means their purpose is not related to safety. There would need to be nothing on the other side of the wall for it to be considered a fence, but in that case, it wouldn’t retain anything and would cease to be a retaining wall.  

There are many factors to consider when building an in-ground concrete pool. This includes the pool’s primary purpose (relaxation or exercise) if you live in a warm or cold climate (how often it’ll be used), and if you have the budget for chemical treatments and pool maintenance. In-ground pools are often more costly than aboveground pools, but they’re considered more luxurious and hold more value.