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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Yes, pool pumps use a significant amount of electricity, making them one of the biggest energy consumers in a home. A pool pump can use up to three times as much electricity as a refrigerator. Typically, a residential pool pump consumes about 1 kilowatt-hour (kWh) for every hour it runs. Because pumps often need to run for about eight hours a day to properly filter the water, this can add up to an annual consumption of 3,000 to 5,000 kWh, which can cost between $480 and $800 per year based on average electricity rates.

The amount of electricity your pump uses depends on its size, energy efficiency, and daily run time. To lower your energy consumption, you can choose an energy-efficient or variable-speed pump, ensure it is correctly sized for your pool, and run it only for the minimum time required to keep the water clean.

You can check if your pool is bonded by looking for a copper wire that connects to the motor and pumps and then extends into the ground. However, if you’re unfamiliar with electrical wiring, contacting a pool electrician to inspect the motor and pumps is safest. An electrician can check the system and determine if it is up to code and meets all swimming pool bonding requirements.

If your pool’s pH level is too high, chlorine won’t be as effective. Since chlorine is responsible for sanitation and keeping bacteria out of your pool, a high pH level could create a higher risk for bacterial diseases. It can also make you more susceptible to rashes and infections (like swimmer’s ear). Need to lower your pool’s pH? You can do it yourself for between $5 and $40.