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Install Above Ground Pools questions, answered by experts

Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

No, stock tank pools do not get too hot, even when they are set up in a sunny location. Many stock pools are made with galvanized steel and are designed not to get too hot to touch. When your pool is full of water, it is less likely to get hot. The water might be warmer than it would be in an above-ground pool, but it will not be uncomfortable.

If you have kids and want to be extra cautious about the temperature of the stock tank, you may want to set up an umbrella for shade over the pool area.

It is possible to restore a filled-in pool. If you want to dig up and repair a filled-in pool in your backyard, the process will cost about the same as the cost of installing a new in-ground pool. You might do this if the filled-in pool is causing sinking, swelling, or drainage issues in your yard. A new pool may resolve these problems and increase your property value.

Coping is the material that lines the perimeter of a pool and seals the transition between the top of the pool wall and the water. Decking surrounds the poolscape and extends far beyond the water's edge to provide a safe walking and lounging area. In short, coping is the border between the decking and the pool itself.

The Towner, ND homeowners’ guide to above ground pool installation services

From average costs to expert advice, get all the answers you need to get your job done.