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Whether you need a permit for foundation repair depends on your location and the scope of the work. Major repairs like foundation stabilization typically require a building permit, while smaller projects such as sealing non-structural cracks or applying waterproofing solutions often do not. It's crucial that your contractor follows all local building codes, as an inspector will review the work to ensure it's up to standard. Failing to obtain the necessary permits can create issues when selling your home and may lead to further damage if the work is not done correctly. Your foundation repair specialist will usually know if a permit is needed and can handle the process for you. You can also contact your local building department or municipal office to confirm the requirements and verify that your contractor has filed the appropriate paperwork.

Yes, all basement floors crack in response to the natural settlement of the soil around them and from concrete shrinkage as it cures, and you’ll see hairline cracks as a result. However, you should keep an eye on your basement floor to see if cracks continue to lengthen or widen or show signs of water intrusion. In any of these cases, the problem is likely not settling or shrinkage, and a professional repair is necessary.

In most cases, yes, homeowners insurance will cover burst pipes, even if they run through your foundation. Not only that, but most home insurance companies will also cover any foundation repair you need done that resulted from the plumbing leak because your insurer will view the leak as an unforeseen and non-preventable issue.

Foundation repair costs $250 for a minor crack that doesn’t affect the structure’s integrity, although it can cost as much as $800 if it’s a major crack. Call a pro to get it fixed as soon as possible if your crack is bigger than 1/8 inch wide. Additionally, if you need to seal the foundation to fix leaks, it can cost approximately $2,000 to $7,000.