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The most expensive foundation repair method is to install helical piers. Helical piers are a type of steel pier used to support sinking foundations in areas with poor soil conditions or deep bedrock. This foundation repair method can cost up to $3,000 per pier, including labor, because of its material and labor-intensive installation process. Total foundation repair costs can easily reach over $20,000 using this method.

You can use epoxy-based concrete fillers to repair small cracks and dents in the floor. For larger damages, remove any debris, then patch the cracks or holes with concrete repair products or resurface the entire floor. We recommend using fast-curing products that cure in four hours. You can also buy a pre-mixed concrete patch and leveler if you are only repairing parts of your floor.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.

You’ll need to reseal the foundation every five to 10 years, depending on the sealant you’ve used, the moisture conditions present in and around your home, and the condition of your foundation. Having a foundation inspection conducted before reapplication can help you catch any problems before you begin resealing. Of course, if you notice any new leaks or other moisture problems at any time, it may be necessary to reseal the foundation sooner.