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It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

If you don’t stake a tree that needs support, it could be at greater risk of being damaged or failing completely, whether it uproots or falls over. That could cause damage to your property or other surrounding trees. If you want to grow healthy trees, you may need to stake them for best results.

Many species, especially when well-established, are not fans of transplantation. You’ll need to decide if you want to risk splashing the cash, understanding that transplantation isn’t always successful. Again, this is where hiring a pro is helpful, as they can give you all the essential info you need to ensure your tree stands a fighting chance.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.