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Yes, it is essential to confirm that any tree service company you hire is properly insured before they begin work. Tree removal, trimming, and pruning are dangerous jobs, and proper insurance protects you, your home, and the company from liability in case of accidents or damage. Look for a company that carries both general liability and workers’ compensation insurance, and do not hire one that cannot provide proof of coverage. When browsing for professionals, you can look for indicators like an “Angi Approved” badge, which signifies that the business meets standards like holding applicable licenses and passing a background check. Keep in mind that a license is a legal requirement to operate, while certifications are typically voluntary.

Burning a tree stump can be effective, but it comes with safety considerations and isn’t always best for every situation. It's essential to check local regulations and assess the safety risks involved. Stumps that are near wooden structures or other non-moveable flammable objects aren’t good candidates for burning due to the risk of the fire spreading. Alternatives like grinding or a DIY stump rotting project might be safer and quicker for getting the job done.

A tree can grow back from its stump, but full regrowth is unlikely (especially for more stubborn conifer trees). Instead, trees are more likely to send up a number of shoots from the dead stump, which will try to develop into primary stems over time. In other words, it will start to look increasingly bushy. The goal of killing and drying out a tree stump is to prevent that from happening, as well as make the stump easier to completely remove.

If tree branches cross well into your property line, in many cases, these branches become part of your property, and you can trim them up until your neighbor’s property line. However, this issue will vary based on local ordinances, so you should do your research before making any decisions. Better yet, speak with your neighbor about how to handle any tree issues. 

If you don’t mind the branches, you can leave them be, but if they’re becoming a hazard, it’s definitely worth having a conversation.