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*The Angi rating for Property Appraisal companies in Saint Joseph, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Saint Joseph, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on September 23, 2024

Top-Rated Property appraisers in Saint Joseph - Updated Nov 2026

Avatar for Wascher Appraisal
Wascher Appraisal
5.0(
4
)
Appraisal - Real Estate

Serving Saint Joseph, MO and surrounding areas

In business since 2024

Free estimates

Small jobs welcome

"Andrea was prompt and informative. She got my appraisal done quickly and answered all my questions. Would hire again."
Single-Family Appraisal
Single-Family Appraisal
Response time10 hrs
Recommended by100%of homeowners
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Avatar for Showcase Regional Housing LLC
Showcase Regional Housing LLC
5.0(
3
)
Appraisal - Real Estate

Serving Saint Joseph, MO and surrounding areas

In business since 2009

Free estimates

Credit card accepted

"The process started out strenuous but ended up being a breeze once I hired Showcase Regional Housing to do the all the tedious work."
Recommended by100%of homeowners
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Avatar for Halter Appraisal
Halter Appraisal
5.0(
1
)
Appraisal - Real Estate

Serving Saint Joseph, MO and surrounding areas

In business since 2020

Free estimates

Credit card accepted

Halter Appraisal is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Response time10 mins
Recommended by100%of homeowners
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Property Appraiser FAQs, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Yes, awnings can add value to a home, primarily by boosting its curb appeal and providing more usable outdoor space. While the exact monetary return on investment depends on the awning's size, style, and quality, they offer an excellent appeal factor to potential buyers. For example, an awning with a trendy metal roof can be particularly attractive. Even if the direct increase in resale value is modest, a well-chosen awning enhances the home's functionality and aesthetic.

The Saint Joseph, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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