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Overall, heating your home with an oil furnace tends to be less expensive than heating your home with an electric heating system. Oil heating systems stay warm for longer periods of time without drawing a constant electrical current to maintain a temperature. Plus, heating oil systems typically have a longer lifespan and lower price tag than their electrical counterparts, resulting in short- and long-term savings.

Warmed or cooled air can escape your home through drafty windows and doors. If you notice any gaps, be sure to caulk and seal them. You can also hire a local pro for an energy audit to get a list of energy-saving recommendations. 

Finally, check your insulation. It can settle in over time and become less effective. The Environmental Protection Agency (EPA) estimates that you can save an average of 15% on heating and cooling costs (or 11% of total energy costs) by sealing leaks and making sure attics, crawl spaces, and basements have a nice layer of insulation.

The absence of heating or hot water, unusual noises like banging or gurgling, and visible water leakage are key signs. Abnormal boiler pressure, flame irregularities (for gas boilers), or pilot light issues may also signal trouble. Frequent cycling, soot or staining, and unusual odors, particularly gas-like smells, should not be ignored. Modern boilers often display error codes or lockout mode upon detecting issues. Uneven heating across radiators and rising energy bills without increased usage can further point to problems. Prompt attention to these signs is essential to prevent further damage and ensure safety.

No, boilers and water heaters are not interchangeable because they serve different primary functions. Boilers are used for central heating systems, providing hot water or steam to heat your home. In contrast, a water heater's purpose is to supply hot water for daily household use, such as for faucets and showers. A water heater alone cannot supply the warm water or steam needed for a central heating system.

While they are not interchangeable, it is common to have both a boiler and a water heater. In fact, a conventional boiler often works best when a water heater system is already in place. The two systems can be combined to provide both heating and hot water, either by pairing a boiler with an indirect water heater or by installing a premade combination boiler-water heater unit. For home heating, some homeowners may also opt for a furnace instead of a boiler.