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Yes, it’s okay to trim low branches on a tree, also known as limbing up or raising the crown. Essentially, you’ll trim the lower third of the tree (trunk) and leave the upper two-thirds of the tree (crown). Arborists recommend trimming 20% of a tree’s leaves per season for two to three seasons. Trimming low branches allows light to flow through the tree, increasing circulation and making the tree stronger and healthier.

The cost of professional tree trimming averages $460, with a typical range between $200 and $760. However, prices can be as low as $75 or as high as $1,800 depending on several factors. The size and type of the tree are major cost drivers; for example, trimming Crepe Myrtle trees costs an average of $80 to $400, while trimming giant pine trees can range from $200 to $1,800. Other factors that influence the price include the time of year, as services are often more costly in the spring. The tree's accessibility and your location also play a role, as a remote or hard-to-reach tree may increase the cost. Some professionals may offer a discount if you have multiple trees to trim.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Generally, you’ll want to prune back the trunk by 1 to 2 feet each year to promote bushy growth. Doing so concentrates vegetative buds closer to the bottom of the tree, where you can easily harvest fruit. For side shoots that are a year old, leave at least six leaves. 

Never remove more than 30% of a tree’s foliage during pruning—even if your tree is really overgrown. Removing this much foliage at a time could kill your tree.