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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

The purpose of a wasp is as a predator to maintain balance in ecosystems. Wasps prey on many insects, including other wasps, spiders, caterpillars, flies, beetles, and more. Without wasps, these insects may become overpopulated. Some wasps also help pollinate, which can be beneficial to your garden.

Roof rats are relatively small rodents that typically measure around six to eight inches in length (excluding their long, scaly tails that are often longer than their bodies). They have sleek black or brown fur, pointed snouts, and large ears. In general, they are typically smaller and darker in color than common brown rats.

Regular lawn care keeps snakes away because it eliminates common hiding places. You can deter snakes by trimming grass, shrubs, and trees and removing weeds from your lawn and gardens. Clear away leaves and other debris that could serve as a potential snake habitat. You can also seal entry points around building perimeters and install metal snake fencing.