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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Aside from a warm, cozy place to curl up, you might wonder what attracts mice to your home. Several items attract mice, including: Birdseed Pet food Water Cereal and whole grains Food scraps from the composting bin Open trash cans High-fat and high-sugar foods Unused cars—they make great homes for chilly mice Insulation in the attic Clutter Brush from your yard, including leaves, sticks, wood, and shrubs (so mice can make nests) Overgrown trees or bushes—mice love to leap from branches onto the roof Indoor nesting materials, including cloth, paper, tissues, and toilet paper Tiny cracks in the siding or foundation

It’s unlikely true water bugs will get into your home plumbing system. You may find them in gutters, rain barrels, or open irrigation on your property. If there are bugs near your indoor pipes, leaky sinks, or other moist places, they are probably Oriental cockroaches. Consult a pest control professional to determine the pest hiding out in your plumbing system.

Chemical treatments, bait systems, and physical barriers are common approaches.