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Yes, tamper-resistant outlets are a safe and effective way to protect children from electrical hazards. They feature a spring-loaded shutter that blocks the outlet slots when not in use, preventing a child from inserting foreign objects. While they are the safest option available, it's important to note that few things can be considered truly 'childproof.' Children may still try to imitate adults by inserting a plug, so constant supervision around any electrical device is recommended. Tamper-resistant outlets are a much safer solution than childproofing covers, which can be removed by children and may pose a choking hazard.

A home warranty usually covers electrical wiring work, depending on your specific plan. Most home warranty plans cover repairs for major appliances and home systems, including failure due to wear and tear. Home warranties aren’t as common as homeowners insurance, but they are more likely to cover old wiring.

Homeowners insurance policies will typically cover your cost to replace an electrical panel if damage occurs due to a covered circumstance such as fire, lightning, or certain types of accidents. Regular wear and tear or damage due to neglect might not be covered, so it's essential to review the policy details and consult with your insurance provider on the specifics of your coverage.

Yes, it's possible to have electrical receptacles and overhead lights on the same circuit. The reason is that lights typically use much less power than large appliances, so combining them won't overload your circuit. By doing this, you can distribute the power consumption throughout the breakers in your panel more efficiently, which can be helpful if you have a lot of different electrical devices in your home.