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Pest Control questions, answered by experts

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Effective methods include topical treatments, oral medications, fogging, and insect growth regulators. Professional pest control guarantees comprehensive results.

It may be better to have a mouse in your house than a rat. Rats are larger, more aggressive, and more difficult to eradicate once settled. One rat can cause more damage than one mouse. However, both animals pose a danger in that they can spread bacteria and contaminate food, so you’ll want to contact an exterminator as soon as you detect an infestation of either animal.

Ticks are most commonly found behind (or even inside) ears, behind knees, in belly buttons, in the hair, and in your underarms. If you find a tick on your body or on your pet, use a pair of clean tweezers to grab the tick as close to the surface of your skin as possible. If you simply yank or twist it, you can leave the tick’s mouth parts lodged in your skin and will need to remove those carefully with the tweezers. 

Once you have removed the tick, flush it down the toilet and wash your skin with rubbing alcohol or soap and water. Know the signs of lyme disease such as fever, chills, headache, muscle aches, and a rash.

Scorpions are repelled by strong scents like lavender, cedar, peppermint, and cinnamon. Applying essential oils of these scents mixed with water around your home's perimeter and entry points can act as a mild, chemical-free deterrent. In addition to scents, scorpions also tend to avoid well-lit areas, preferring to hide in dark, cool, and damp places during the day. However, it's important to note that these methods are not fully effective on their own and should be combined with other preventative efforts, such as sealing any potential entryways into your home.

The Ellsworth, MN homeowners’ guide to pest control services

From average costs to expert advice, get all the answers you need to get your job done.