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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

While the term “gnat” is often used as a blanket term for tiny flying insects like fungus gnats and fruit flies, they are different insects. The primary distinctions are in their appearance, diet, and habitat. Fungus gnats are typically darker (gray or black) with long legs and are attracted to damp soil and decaying plant matter, often living in houseplants. In contrast, fruit flies are lighter in color (tan) with shorter legs and are drawn to overripe fruit, high-fructose organic substances, and other sweet materials.

Yes, many professionals offer eco-friendly pest control solutions. These services often use non-toxic and environmentally safe products and integrate green practices to ensure effective pest management with minimal environmental impact.

Gel bait and gel bait traps use poison to kill cockroaches, and aren’t safe to use around pets. Many gel bait traps are called “child-resistant,” but this only means that the traps are hard to rip open for children. Large pets and children are still able to swallow them. If you use gel bait, use it in areas where pets and children can’t access them, such as under a washing machine. Another option is to use glue traps, which don’t contain pesticides and are safe to use around pets.