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It’s possible that installing solar panels can lead to mold on the roof. The panels themselves are not the issue. Problems caused by improper installation—such as roof leaks and mounts that aren’t sealed properly—can cause mold. Another potential cause of mold is debris accumulation under panels, which can trap moisture. If you live somewhere with extreme snow, rain, or hail, your home could be more prone to mold.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

The average homeowner needs around 22 solar panels, but the exact number depends on your monthly energy consumption. Your solar professional should size your array to offset your consumption, meaning you’ll need fewer panels if you use below-average amounts of electricity, or more than 22 if you use above-average amounts of electricity. The number of panels also depends on the output of each panel. The average is around 400 watts, but you might need more panels if you install less capable equipment. Since there are so many variables, you should have a professional size your system.

Solar shingles and solar panels are not the same. While solar shingles use the same technology as traditional solar panels, they integrate with your existing roof. That means they are used to build your roof instead of simply resting on top of it. When comparing solar shingles and solar panels, it's helpful to know that solar shingles are more aesthetically pleasing than solar roof panels. They also do better in harsh weather due to limited uplift from strong winds.