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Solar Panels questions, answered by experts

You can install solar panels on a flat or pitched roof, but keep in mind that they will need to rest at a 30- to 50-degree tilt for optimal sun absorption. It costs more to install solar panels on a flat roof because you will need to install a framing system and likely hire a structural engineer. If your roof has a pitch of more than 40 degrees, it may not be a good candidate for solar panels.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Yes, solar panel installation will require permits. The required permits will depend on where you live, as some states and cities have solar-specific permits, while others only require electrical permits to connect to the grid. In either case, it’s best to hire a reputable solar installer in your area, as a representative should handle all of the necessary permitting for you and will include the cost of the permits in your initial solar estimate.

The average homeowner needs around 22 solar panels, but the exact number depends on your monthly energy consumption. Your solar professional should size your array to offset your consumption, meaning you’ll need fewer panels if you use below-average amounts of electricity, or more than 22 if you use above-average amounts of electricity. The number of panels also depends on the output of each panel. The average is around 400 watts, but you might need more panels if you install less capable equipment. Since there are so many variables, you should have a professional size your system.

You can install solar panels on a metal roof, but it will require some additional thought and care versus a traditional asphalt shingle roof. That’s because heat dissipates off a metal roof differently than asphalt or wood, so you may need to space the panels further from the roof. However, a pro can help you with the details and provide a safe and effective installation.

The Washington, MI homeowners’ guide to solar panel services

From average costs to expert advice, get all the answers you need to get your job done.