Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Q: Are horizontal cracks structural?

• <div><p>Many horizontal cracks in home foundations result from water and soil pressure from outside of the building or from a footing that is shifting. Under those circumstances, horizontal cracks are a structural problem that requires repair before they become worse and more difficult to fix. However, in very specific cases, thin horizontal cracks may simply be a cosmetic blemish due to concrete shrinkage. </p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: How much does foundation repair cost?

• <div><p><a href="https://www.angi.com/articles/how-much-does-foundation-repair-cost.htm">Foundation repairs cost</a> about $5,000, on average. Typically, prices range from $2,200 to $7,800, depending on the type and extent of repairs needed. Cost factors include foundation type, home size, soil stability, accessibility, and the ultimate cause of the problem and what methods and materials are required to fix it.</p></div>

Q: When should you walk away from foundation problems?

• <div><p>Foundation problems are costly to repair, but if you already own the home, you can either handle the issues or allow the property to (literally) sink into disrepair. The opposite is true when buying a home. Walk away if the seller refuses to lower the asking price once foundation issues are exposed or if they refuse to handle the problems before the completion of the sale.</p></div>

Q: What type of foundation repair is best?

• <div><p>The foundation repair that will work best varies based on the extent of the damage, the underlying cause, soil conditions, weather conditions, and more. Permanent foundation solutions like underpinning and exterior drainage solutions are better than temporary fixes that don&rsquo;t address the source of the issue. Some examples of more temporary solutions include <a href="https://www.angi.com/articles/how-much-does-mudjacking-cost.htm">mudjacking</a> or slabjacking, waterproof paint, and dampproofing. The best course of action is to have a reliable foundation specialist inspect your issue, treat the underlying problem, and restabilize your foundation.</p></div>

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Verified Reviews for Concrete Repair pros in Maple City, MI

*The Angi rating for Concrete Repair companies in Maple City, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Maple City, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on December 02, 2025

Reviewed in July 2020
Chad and Jessie did an amazing job in raising our concrete driveway. It looks new now! I wish that I had called them sooner! LIFTECH gets my highest recommendation!
Liftech Corporation
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Reviewed in March 2017
All work was performed exactly as requested and in a workman-like manner. As usual with plumbing jobs, the repairs are more difficult than replacements due to part availability and compatibility. Any complications were taken in stride - managed very professionally. Greg and Jeff were very...
Cregger Plumbing, Heating & Cooling
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Reviewed in November 2016
The bottom line is that Randy is officially our appliance repair guy from now on.
Northern Appliance Repair
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Reviewed in March 2015
Metamora water service had someone had my home quickly. They were efficient, told me exactly what the problem was and they would stay until it was resolved. It was extremely cold snowy and late in the afternoon. Metamora made sure the pipe was repaired and the rest of the well was working...
Metamora Water Service
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Reviewed in December 2013
I called Brian when I decided to have an estimate completed. He returned my call within 12 hours. Brian was able to get out to my home the following week to conduct an estimate of repairs. I had contacted another company but never heard from them for over a week, at which time I had already...
Great Lakes Gutter Filters LLC
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Reviewed in September 2013
Pulled up on Sat afternoon, he was leaving to go out of town. He gave us his full attention, figured out what was wrong, filled the tire (not easy on duel rear tires), no charge. We brought the vehicle back on Monday, he repaired the tire right away, very reasonable.
Cedar Auto Repair
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Reviewed in May 2012
I have used Bob Teegardin for several years. I have used him for a variety of handyman services including plumbing, interior and exterior painting, and general repairs, Over the past several years he has installed toilets, replaced faucets, repaired leaks, painted the exterior of my house twice...
AIRWAY HANDYMAN SVC
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Reviewed in February 2011
I called Roy's based on Angie's List. I had been to 3 other mechanics for a loud noise under the body and for the transmission leaking and the brake noise but none of them had been able to repair these things and had said things like it's just in the design of the car. I was ready to sell my...
Roy’s Auto Repair and Tire
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Reviewed in December 2008
Work was done on time and within budget. The problems that were encountered was taken care of, without adding to the price tag. He had the needed materials on the truck and spent half the day making the needed repairs.
KERANEN CONSTRUCTION
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Reviewed in August 2008
I have a 1991 Honda Accord that I am determined to keep like new. Ron has, on two occasion, repaired body rust while at its beginning stages. On a third occasion, the shop fixed aging door seals that allowed rain water to enter the trunk. On all three occasions, Ron did what he said he would do,...
Traverse Body & Paint Center, Inc.
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Wendels Exteriors

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Apex Excavating & Underground

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Grand Traverse Sealcoating & Striping

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