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Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Concrete log siding is not the same as fiber cement siding. Fiber cement siding is made from a mixture of cement and cellulose fibers, while GFRC is made from cement, glass fibers, and polymers. The materials are similar in their durability, longevity, and curb appeal, and the main difference is that concrete log siding is available in more styles that resemble traditional log siding. Fiber cement is also less expensive, with materials costing around half what you’d pay for concrete log siding.

For the materials alone, a square of siding costs an average of $600, but prices can range from $100 to $3,000, depending on the material. Vinyl siding costs toward the lower end of that range, while real brick or stone siding costs closer to the higher end. Keep in mind that many boxes of siding contain two squares, enough to cover 200 square feet, so you may need to double your cost if you only need one square.

Stucco is considered a type of cladding because it includes a built-in ventilation layer, a weatherproof membrane beneath that, and, often, a layer of insulation to improve building efficiency. The multiple layers of stucco—the scratch coat, the brown coat, and the finish coat—also create a more complex building membrane, so it’s more accurate to call it cladding. However, homeowners and contractors alike refer to stucco as siding.