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Fireplaces questions, answered by experts

To build a patio with a built-in fire pit, expect to pay an average of $6,750. The cost to build a patio alone is an average of $3,500. Although the cost of construction is higher, the patio and fire pit combination offers a better resale value than a patio alone or a patio with a fire pit add-on.

If there’s a draft within your fireplace, it can lead to a weakening of its flame. And when the fire burns the wood, it won’t burn effectively, resulting in a build up of soot and smoke. If you notice this happening, you’ll want to inspect the glass to see where the draft is getting in. You can also hire a fireplace repair pro to do the work for you.

Both vented and ventless gas fireplaces have pros and cons, and the best choice depends on your needs and preferences. A ventless fireplace may be a good option if you do not have a chimney, but you should check local regulations as they are banned in some areas, such as California. On the other hand, if anyone in your household has allergies, asthma, or other respiratory sensitivities, a vented fireplace is a better choice for health and air quality.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

The time it takes for creosote to build up in a chimney can vary depending on how often you use your fireplace and the wood you burn. Creosote can start accumulating after just a few fires, especially if you burn unseasoned wood or allow fires to smolder. Regularly using the fireplace without proper maintenance can lead to significant creosote buildup within a few months. To prevent hazardous buildup, have your chimney inspected and cleaned at least once a year.

The Allenton, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.