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Fireplaces questions, answered by experts

Fireplace inserts can increase home value when installed correctly. Since they improve heating efficiency significantly, this will be a bonus to homeowners who are looking for a functional alternative heat source. Plus, inserts are less maintenance and less of a liability than a traditional fireplace. You’re very likely to recover fireplace insert installation costs when you sell your home.

You should get your chimney cleaned around once per year, but you might want to opt for bi-annual cleanings if you use your fireplace often. Remember, your boiler likely vents into your chimney as well, so cleaning is required even if you don’t use your fireplace. It’s a good idea to clean your chimney during the summer so that it’s ready to use when you want a worry-free cozy fire on that first crisp autumn night of the season.

You can research your fireplace insert or retrofit by checking out the EPA wood stove database. The database includes information, such as a model's emission rate, efficiency, and carbon dioxide output.

It’s possible to clean your chimney by accessing it from the opening above your fireplace, but be aware that this method is messier because you will be pulling loose buildup of soot, ash, and creosote into your fireplace instead of up, out, and onto the roof. While the bottom-up method can cause more of a mess, it’s a good option if you’re not comfortable getting on the roof.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

The Allenton, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.