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Fireplaces questions, answered by experts

No, not all chimneys need a damper. However, most chimneys do, especially in newer homes. Most gas-burning fireplaces cannot function safely without a damper. Only some older wood-burning fireplaces can function safely without one. A chimney without a damper is essentially just an open hole in the roof of your home.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Installing a fireplace outside could be more affordable, but that depends on several factors. If you’re only considering an outdoor fireplace to save on installation costs, you may be surprised once you start receiving quotes. On average, an outdoor fireplace costs around $3,000 to install, but the price can vary significantly depending on how ambitious your outdoor design plans are.

Yes, gas fireplaces can increase your home's value by as much as 12%. They are a sought-after feature because they burn cleaner, provide more warmth, and are more convenient than wood-burning fireplaces. Modern gas inserts can also provide the traditional aesthetic appeal that buyers like. To ensure the highest return on investment, perform regular maintenance and schedule annual professional inspections.

The primary disadvantage of a ventless fireplace is that it doesn’t have an exterior venting system. This means that the byproducts from combustion are emitted into your home, which raises some safety concerns. In addition, ventless gas fireplaces produce moisture as they burn—and if there’s no ventilation, you could end up with a mold problem.

The Allenton, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.