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Fireplaces questions, answered by experts

The answer can vary widely based on a home's age and design. As with any type of remodeling project, assume that every structure is load-bearing until confirming otherwise with a structural engineer. Almost all modern homes have chimneys that are fully independent from the rest of the home's framing. As a result, they don't bear any load beyond their own weight. However, many historic homes built prior to the 1900s contain load-bearing chimneys that tie into the surrounding roof and floor joists. If possible, use a home's blueprints or look for chimney connections that indicate load-bearing qualities to get your answer.

Pellet stoves are much more energy efficient than traditional fireplaces, and the pellets they burn create fewer emissions, leaving indoor and outdoor air cleaner. Plus, the biomass pellets are made from recycled materials, making them even more eco-friendly. You can also adjust the temperature of a pellet stove and go about most of your day without needing to tend to it.

When your wood stove catalyst goes bad, it can cause your stove to produce less heat or run slower than normal. You might also notice thick black smoke coming out of your chimney. If you notice any of these signs, contact a professional who installs wood-burning stoves and repairs them for an inspection and fix.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Handbuilt masonry fireplaces are likely what comes to mind when we think about curling up by the fire at the end of the day. But bricks in the firebox and chimney tend to be heavy, which is not ideal for homes with weak or damaged foundations.

Prefabricated fireboxes come with a full flue and chimney system, significantly reducing the price and installation time. However, if you need to replace the panels down the line, you are locked into the same model or something very similar.

The Allenton, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.