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Although the use of asbestos has declined since the 1980s, it remains in several different types of building construction materials for insulation and as a fire retardant. Typically, asbestos can be found in materials such as ceiling and floor tiles, heat-resistant fabrics and coatings, and roof shingles. You may also find asbestos in textured paint and patching compounds.

Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

The signs of asbestos exposure are often subtle and may not appear for many years, or even decades, after initial contact. This long latency period is one of the primary dangers associated with asbestos.

When symptoms do manifest, they can include:

• Shortness of breath

• A persistent, dry cough

• Chest pain or tightness

• Fatigue

• Wheezing

• Weight loss

• Difficulty swallowing

• A dry, crackling sound from the lungs when breathing

These symptoms are non-specific and can be mistaken for other respiratory conditions, making diagnosis challenging. Prolonged exposure can lead to serious diseases as the asbestos fibers cause scarring and inflammation in the lungs. These conditions include asbestosis, lung cancer, and mesothelioma.

Due to the vague nature of early symptoms, regular medical check-ups are crucial for anyone with a known history of asbestos exposure, particularly in an occupational setting. If you suspect asbestos is present in your home, a professional inspection is recommended.

Depending on the size of your home, the inspection process could take a few hours or a few days. While inspecting your home, the asbestos specialist will take small sections of the potentially contaminated material. They will then send the sample to an accredited laboratory or the local health department for testing. 

The cost of asbestos testing depends on your location, the home's size, and the testing area's complexity. Plan to spend between $230 and $800 for testing. During testing and while handling potential asbestos, the specialist may wear protective gear, including gloves, overalls, appropriate footwear, and respiratory equipment.