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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

In the case that a tree is growing directly on your property line, the cost of maintaining the tree is shared and is the property of both owners in common. In this case, all decisions regarding the maintenance of the tree must be made jointly, and both parties must agree on a course of action. You will need to agree with your neighbor about the cutting of any roots before you carry it out, and your neighbor must also consult with you before doing any trimming. Coming to an agreement with your neighbor about any shared trees ahead of necessary trimming and maintenance will make this process much simpler.

Absolutely. These steps are significantly easier, too, especially when it comes to preserving the root ball and moving the palm tree. However, you will want to make sure the tree has plenty of fertilizer to establish itself and start growing. Supports may also be more important, as it can take extra time for a potted palm to spread out its roots. If you are transferring a palm to another pot, you’ll want to move up a size or two to a larger pot. Make sure the pot has excellent drainage to keep the palm from getting waterlogged.

Some trees will bounce back just fine, and others will struggle and possibly die. Evergreens, for instance, have a very difficult time recovering after droughts and usually die after periods of extreme dryness. Usually, you’ll have to just wait and see—if the drought occurs in wintertime, it’s possible that your tree will recover during the gentler springtime.