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Yes, even though frost-free and freeze-proof faucets are designed to withstand winter weather, it is still recommended to cover them with an insulated cap, especially during periods of extreme cold. These faucets work by keeping excess water inside the home's heated space and using a downward slope to drain, but this protection can be compromised. For the faucet to work correctly, you must always disconnect any attached hoses before temperatures drop below freezing, as a hose can trap water and lead to freezing. Ultimately, covering all outdoor faucets, even freeze-proof models, is the best way to prevent frozen and burst pipes.

Plumbing leaks are usually not covered by homeowners insurance because the problems are avoidable with proper maintenance. In most cases, you’ll have to pay out of pocket for a fix. However, if the leak is a direct result of a natural disaster, like an earthquake that cracked a pipe or a house fire, your insurance may cover the repairs.

Beyond keeping the entire plumbing system flowing, plumbing vents also help control gas and odors from entering the home. These vents also allow fresh air to enter your plumbing system, which helps improve water flow. A sure sign the plumbing vent is failing or needs repairs is if there’s a strong sewage scent coming from multiple points of the home.

Homeowners insurance often covers water leaks and resulting damage, but coverage depends on the cause. Leaks from sudden and accidental events, like a burst pipe or storm damage to a roof, are typically covered. However, if the leak is due to a lack of maintenance, homeowner negligence, or general wear and tear (such as an old roof failing), the claim will likely be denied. Some causes, like flooding or leaks from faulty appliances, may be excluded from standard policies. After taking steps to stop the leak, contact your insurance company immediately and review your specific plan to understand your coverage.