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Yes, a dead outlet can be dangerous and may cause a fire. The lack of power can be due to a hazardous electrical issue that poses a fire risk. If you notice a burning smell, discoloration, or sparks from a non-working outlet, it is a serious issue. It is vital to have a professional electrician investigate and fix the problem as soon as possible.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Absolutely! Smoke alarms are lifesavers. According to the National Fire Protection Association (NFPA), per 1,000 reported home fires, homes without working smoke alarms have a death rate nearly twice as high as those that do have working alarms. So remember to ensure you have enough installed in your home and that they are working and in good shape.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.