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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Yes, it is possible. An electrical fire can break out if the compressor has inadequate ventilation. When it overheats but doesn't have a proper thermal cutout, this can cause the motor to short-circuit and catch fire. This risk is exacerbated if flammable materials, like dust and fallen leaves, are clogging the unit. The compressor overheating won't start a fire by itself, but poor maintenance and installation can increase the risk once it hits its breaking point and short-circuits.

Yes, mineral spirits are flammable and may spontaneously combust at temperatures of 200 degrees F or more. Storing them in well-ventilated spaces and disposing of them the proper way are the best ways to prevent mineral spirits or anything contaminated with them, like towels and rags, from going up in smoke.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

If you plan to put a fire pit on a grassy area, be sure to put compacted paver sand down first to help level out the ground and add better heat protection. If you’re placing a fire pit on hardscaping, like a concrete patio, consider placing a fire pit mat down first. This can add more protection from the heat and also protect the look of your hardscaping if you choose to remove the fire pit in the future.

The Rehoboth, MA homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.