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Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Yes. Not only do gas stoves present the risk of a gas leak, but cooking with gas produces twice as much harmful particulate matter. According to Columbia University’s Climate School, gas stoves can also release formaldehyde, a known human carcinogen, and carbon monoxide, which can be toxic in high concentrations.

You should schedule a fireplace inspection at least once a year, per the National Fire Protection Association (NFPA). However, this is the minimum requirement even if you’re diligent with fireplace maintenance between uses. If you suspect your fireplace is malfunctioning, schedule one sooner to avoid fire hazards or the release of harmful emissions like carbon monoxide in your home.

First, it is crucial to check your local guidelines or building codes. You should typically have one smoke detector for every floor, bedroom, and kitchen. Another rule of thumb is to install one smoke detector for every 500 feet in a home. Reviewing manufacturing recommendations, especially for interconnected devices, is also a good idea to ensure proper connection and monitoring.