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You can skim coat plaster, but it’s better to repair the plaster itself. A skim coat is a thin coat of drywall joint compound spread over the surface of a wall. The result is a flat finish that looks pleasing, but part of the appeal of plaster is its imperfections and aesthetic. Skim coating is best when limited to drywall applications.

There are a handful of reasons why your drywall anchors are breaking. Using the wrong type of anchor is the most common problem, so always make sure you’re using the best option for a particular project. That there are electrical wires or plumbing where you’ve placed an anchor or that your drywall is weak are two other possible causes. 

Yes, you can install drywall over plaster, but there are important factors to consider. While it can create a smooth, flat surface, it is often not the best approach. Installing drywall over plaster will increase the wall's thickness, which can cause issues with existing window and door frames that may no longer fit. You might also need to adjust power outlets to keep them accessible. A better, though more expensive, option is to remove the old plaster and lath entirely before installing new drywall. Drywalling directly over plaster seals in the old material, and if any problems arise later, you will need to remove both layers down to the structural beams for repairs. Given the potential complications, this job is best handled by professionals.

Very little. One inch of water can stain walls, warp wood, and create a perfect environment for mold growth. One to two inches of water can do significant damage to drywall, insulation, and electrical systems. Anything over that is considered an extensive flood, often resulting in severe structural damage.