Best land clearing pros near Mayfield, KY

To hire a land surveyor, you need to start by searching online for reputable professionals in your area. Here are a few steps to take when making a shortlist:

• Browse land surveyor service website

• Check credentials

• Read customer reviews

• Find their contact information

• Call or email to inquire about more information

• Ask how far they travel, if you’re some distance away

• Find out how they charge for their services

• Ask about schedule and turnaround times

• Repeat these steps for one to two other services and compare pricing

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

A few different types of land surveys can help determine certain features and boundaries of your property. These include:

• Boundary surveys describe the actual borders of a property. These are generally required when trying to get construction permits issued. 

• Location surveys provide much of the same information as a boundary survey but also include in-depth information about any improvements made to your property. 

• Mortgage location surveys are usually required by lenders and title companies before financing or offering an insurance policy. 

• Site-planning surveys are done before applying for building permits and can be issued before any major home improvements. 

• Topographic surveys provide a formal map of land elevations. It can also describe the location and size of natural features and any land improvements.

A land survey defines and records the physical aspects of a property, including its boundaries, dimensions, easements, features, and sometimes topographical information. In contrast, a land appraisal determines the property's monetary value. While an appraiser will often consult a land survey to understand the property's physical specifications, the survey itself does not determine the land's value.