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Radiant barriers and insulation serve different purposes, so one is not inherently better than the other. Radiant barriers reflect radiant heat, helping keep spaces cool, especially in hot climates, while insulation slows heat transfer through conduction. For optimal energy efficiency, it’s best to use both together. 

Radiant barriers can enhance the performance of insulation by preventing heat gain in the summer and heat loss in the winter. The choice between them depends on specific climate conditions and the building’s design requirements.

If you have blown-in insulation, using an insulation vacuum will quickly and easily suck up all the insulation. Many come with built-in HEPA filters for added safety. While some people suggest breaking up large batts and feeding them into the vacuum, this can expose you to more fiberglass fibers. With batts and rolls, carefully removing them and placing them into garbage bags is a better process.

Garage door insulation can last anywhere from 20 to 100 years depending on the type of insulation. Cellulose has the shortest lifespan coming in at between 20 and 30 years, while spray foam, mineral wool, and fiberglass can last between 80 and 100 years with proper maintenance. 

Humidity plays a role in how long more susceptible insulation materials—like fiberglass—last. Once fiberglass batts reach the 15-year mark, you'll need to routinely inspect your insulation to ensure that it is in mint order.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.