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If you’re moving wires, installing new wires, or installing new fixtures in the space you’re insulating, then you will need to hire a licensed electrician to do that portion of the job for you. However, if you just intend on replacing old insulation or adding new insulation over existing insulation, then you don’t need to hire one. Your insulation installer will work around wiring, fixtures, outlets, and switches, even if they’re installing fiberglass batts in the voids where wires run. However, you will need an electrician if you suspect a problem with your wiring during the insulation work.

Yes, in some locations, it is required by the National Electric Code (NEC) to have a transfer switch installed for electrical emergencies. In addition to following electrical code, generator transfer switches ensure your home is fully protected during a power outage. By switching the power from the main breaker to the generator breaker, you can seamlessly operate your HVAC, lights, appliances, devices, and more during an emergency. 

In many cases, yes, upgrading your electrical panel can lower your electric bill. Upgrading an outdated electrical panel can make your home more energy-efficient, so you consume less electricity and spend less on utility bills. However, to see these savings, you’ll need to invest quite a bit. On average, installing a new electrical panel costs $1,200 to $2,000, with most people paying around $1,600.

An AC disconnect, also known as a switch box or fuse box, is a safety switch that allows the AC’s electrical supply to be turned off from the outside, usually done by a mechanical contractor coming to work on your unit. The box is protected from the weather by a cover or may be designed as a pull-out unit. Your local code determines where the AC disconnect must be mounted, but it's usually close to your outdoor AC unit.