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Yes, removing a chimney is a difficult and major undertaking. Chimneys often provide structural support to a home, so if it's a load-bearing structure, you'll need to take extra precautions to maintain your home's integrity. A project of this complexity typically requires a structural engineer, a masonry contractor, and a demolition crew. The removal process may involve taking the chimney out brick by brick from inside the walls. The cost for chimney removal can range from $2,000 to $10,000, depending on the job's complexity. Due to the difficulty and cost, some homeowners opt to remove the fireplace and seal the chimney at the top and bottom, sometimes also removing the visible exterior portion at the roofline.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

No, you should never leave a fireplace burning overnight or unattended during the day. While fireplaces are made to contain fires, fires can and do spread from fireplaces, so it’s crucial that you’re there to monitor them and put them out if needed. If you’re worried about putting out a fire before bed, stop feeding it fuel long before bedtime and actively put out the fire using your poker, a shovel, and some baking soda.

For fireplaces that need ventilation, a pipe system can do the trick and send dangerous byproducts out of your house. The actual pipe installation will depend on the type of fireplace because pipe systems are unique to specific fireplace types. For example, the twin wall pipe for a balanced flue fireplace can only be used for that type of fireplace.