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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.

In addition to flashing, a roof cricket can help divert water around your chimney so that it drains properly off your roof. It’s shaped like a double triangle and is installed behind the chimney so that falling water spills evenly down each side. This helps prevent water from accumulating behind your chimney, which can increase water damage and the risk of leaks. 

The International Building Code (IBC) requires cricket installation if a chimney built after 2012 measures over 30 inches in width. Chimneys constructed before that date are typically grandfathered in and aren’t required to have crickets installed.

Certified fire door inspectors should inspect fire doors. These professionals receive training to specifically assess the condition, functionality, and compliance of fire doors. They often hold credentials from groups like the Door and Hardware Institute (DHI) or the International Fire Door Inspector Association (IFDIA). While fire marshals won’t usually do hands-on inspections, they’ll check that doors are being maintained properly during routine safety audits. If a building relies on fire doors for code compliance, it needs someone who understands the details—the difference between a cosmetic issue and a safety failure—and standards to sign off with confidence.

The Lowell, IN homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.