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Verified Reviews for Home Warranty pros in Indianapolis, IN

*The Angi rating for Home Warranty companies in Indianapolis, IN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Indianapolis, IN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on October 08, 2025

Find Home warranty providers in Indianapolis

American Residential Warranty

901 NW 51st St Ste 100
3.39(
18
)

American Residential Warranty

901 NW 51st St Ste 100
3.39(
18
)
17 years of experience

American Residential Warranty (ARW Home) is nationally recognized as a leading innovator in the Home Protection services industry, and our focus on outstanding service and customer satisfaction is a core part of our success. With years of Home warranty experience and top-tier partners, we are able to provide top-quality service to homeowners throughout the country. Additional DBA - American Protection Plans LLC

"I contracted the services of this company with the total coverage plan for my air conditioning and appliances, I did not see the real reviews before contracting and for two years I was paying on time and they don't want fixed my AC. Just said that I get $500.00 and that I fixed it by myself. It's the worts company."

Isabel V on June 2022

American Residential Warranty (ARW Home) is nationally recognized as a leading innovator in the Home Protection services industry, and our focus on outstanding service and customer satisfaction is a core part of our success. With years of Home warranty experience and top-tier partners, we are able to provide top-quality service to homeowners throughout the country. Additional DBA - American Protection Plans LLC

"I contracted the services of this company with the total coverage plan for my air conditioning and appliances, I did not see the real reviews before contracting and for two years I was paying on time and they don't want fixed my AC. Just said that I get $500.00 and that I fixed it by myself. It's the worts company."

Isabel V on June 2022

Complete Appliance Protection Inc

1532 NE 96th St
4.58(
183
)

Complete Appliance Protection Inc

1532 NE 96th St
4.58(
183
)
Customers say: Quick response
27 years of experience

CP has been providing quality home warranty products since 1998.

"The person performing the service had to make several trips because one of the "new" parts turned out to be faulty. I found both Complete Protection and their local repair contractor to be both very responsive and totally professional at every stage of the repair process."

KEN D on September 2022

CP has been providing quality home warranty products since 1998.

"The person performing the service had to make several trips because one of the "new" parts turned out to be faulty. I found both Complete Protection and their local repair contractor to be both very responsive and totally professional at every stage of the repair process."

KEN D on September 2022

Mike Duncan Real Estate Group

3209 W Smith Valley Rd Suite 209
4.97(
76
)

Mike Duncan Real Estate Group

3209 W Smith Valley Rd Suite 209
4.97(
76
)
Customers say: Quick response
Recommended by 98% of Angi customers
Recommended by 98% of HomeAdvisor customers

Connecting People to Homes! Combining my extensive knowledge of Indianapolis and it's surrounding area, with my expertise in real estate will produce results for you. My commitment is to my clients, I want to help you achieve your dreams by finding the home you are looking for in Indianapolis or the surrounding area. Nothing satisfies me more than seeing the smiles that come with a successful sale or the purchase of a lifetime.

Connecting People to Homes! Combining my extensive knowledge of Indianapolis and it's surrounding area, with my expertise in real estate will produce results for you. My commitment is to my clients, I want to help you achieve your dreams by finding the home you are looking for in Indianapolis or the surrounding area. Nothing satisfies me more than seeing the smiles that come with a successful sale or the purchase of a lifetime.

Residential Warranty Services Inc

P O Box 797
2.26(
38
)

Residential Warranty Services Inc

P O Box 797
2.26(
38
)
37 years of experience

Additional fax - (877) 307-7056.

"Terrible company. Do NOT pay for a service contract with them for your home. My HVAC unit broke unexpectedly but due to old age, normal wear and tear from previous homeowners. Usual stuff. I got all the documents needed and sent them over and RWS underpaid my estimate by $7K. Have estimates of over $9K and they sent me a check for $2,144. I live in a very expensive area, you cannot just assume everything costs the same in every area of the country. Oh, and you will waste WEEKS trying to get in touch with someone to get an answer, a response, or some type of resolution. Meanwhile, you are paying them to help you with things like this only to receive less than a third of the cost of what you PAID someone to do. It's not worth it. Cheap company, terrible service, don't waste your time or energy."

Ashleigh A on August 2024

Additional fax - (877) 307-7056.

"Terrible company. Do NOT pay for a service contract with them for your home. My HVAC unit broke unexpectedly but due to old age, normal wear and tear from previous homeowners. Usual stuff. I got all the documents needed and sent them over and RWS underpaid my estimate by $7K. Have estimates of over $9K and they sent me a check for $2,144. I live in a very expensive area, you cannot just assume everything costs the same in every area of the country. Oh, and you will waste WEEKS trying to get in touch with someone to get an answer, a response, or some type of resolution. Meanwhile, you are paying them to help you with things like this only to receive less than a third of the cost of what you PAID someone to do. It's not worth it. Cheap company, terrible service, don't waste your time or energy."

Ashleigh A on August 2024

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Home Warranties questions, answered by experts

You may be able to negotiate an as-is purchase, but many sellers who list their homes as-is aren’t willing to lower their asking price since they’ve already accounted for the price of repairs. Homes are often listed as-is for a quick sale, so there’s a chance a seller may negotiate in order to make the sale—it never hurts to ask.

The main types of home warranties cover the basic essentials, but additional plan types focus on specific areas such as:

  • Appliance plan: This plan covers typical household appliances like refrigerators, stoves, washer and dryer, built-in microwaves, and dishwashers. It costs $360 and $540 per year. 

  • System plan: Costing between $360 and $540 per year, this plan covers central home systems like HVAC, plumbing, electrical, and water heaters. 

  • Combination plan: This plan type covers both systems and appliances, costing between $545 and $1,500.

Most home warranty companies will accept either monthly payments throughout your contract term or a one-time payment upfront that covers all monthly payments for the entire contract. In most cases, paying for the home warranty contract in full up front will mean paying less in the long run, as most providers offer a discount for full-contract payments. Keep in mind that, in either case, you’ll still likely have some costs throughout the life of your coverage, like paying service fees for each service call you make and paying repair and replacement costs after you reach your coverage limits.

Yes, most manufacturers and contractors offer warranties for materials and labor. Confirm terms before purchasing.

Home warranties are not a necessity, but they’re great for providing peace of mind, even if you already have homeowner’s insurance. A traditional insurance policy usually only covers disasters, like a tree falling into your home, fires, floods, theft, and major vandalism. A home warranty covers individual items, including breakdowns and damage from wear and tear and old age. Unlike with insurance, a home warranty might cover a refrigerator repair or the replacement cost of an oven. Many homeowners find a home warranty is great to have alongside insurance for total coverage.

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The Indianapolis, IN homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

See all articles
  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.