What should you not use a home equity loan for?

• <div><p>Avoid using a home equity loan for non-essential or short-term expenses like vacations, luxury purchases, or temporary financial fixes. It’s best to reserve home equity loans for long-term investments, such as home improvements, that can add value to your property or financial position.</p></div>

Do home warranties come with any hidden costs?

• <div><p>Reputable home warranty companies don’t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you’ll incur is the monthly price. In addition to that, you’ll have to pay the service fee—an average of <b>$85</b>—every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it’s worth considering in your total.</p></div>

How long does an extended warranty last?

• <div><p>Extended warranties are available in several lengths, with most ranging from one to five years. Some insurers only offer one- to two-year warranties, which may fall in line with your manufacturer’s warranty, rendering the extended warranty useless. For most major appliances, longer warranties tend to offer the best possible return, since you’re more likely to encounter issues the longer you own an item.</p></div>

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Q: Does a water heater warranty transfer to a new owner?

• <div><p>Whether a hot water heater warranty transfers to a new owner depends on the terms and conditions of your specific warranty. However, in most cases, the warranty is not transferable. If the terms of your warranty are unclear, you should reach out to the manufacturer directly for an answer. </p></div>

Q: Does insurance cover termite damage?

• <div><p>Most homeowners insurance policies do not cover termite damage since it&rsquo;s considered preventable damage. Termite damage is not considered sudden or accidental&mdash;it can happen over long periods of time and can be prevented. Proactive pest control and annual termite inspections are the best way to prevent expensive <a href="https://www.angi.com/articles/termite-damage-repair-cost.htm">termite damage repair costs</a>. </p></div>

Q: Do home warranties come with any hidden costs?

• <div><p>Reputable home warranty companies don&rsquo;t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you&rsquo;ll incur is the monthly price. In addition to that, you&rsquo;ll have to pay the service fee&mdash;an average of <b>$85</b>&mdash;every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it&rsquo;s worth considering in your total.</p></div>

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Verified Reviews for Home Warranty pros in Schaumburg, IL

*The Angi rating for Home Warranty companies in Schaumburg, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Schaumburg, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 08, 2025

Reviewed in May 2020
The oven was fixed right away but the parts for Microwave were delayed resulting in waiting for over a month. This was unavoidable as the repairman had to order multiple parts for our microwave. Still very happy with the result. As we had home warranty to cover this repair our out of pocket cost...
AAA Appliance Service Center
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Reviewed in February 2016
Could not have asked for a better experience. Ordered service via Amazon Home Services. Provider called ahead, arrived on time, very friendly, and made sure I was happy with the completed service. Explained that they warranty their service, and they would come back if anything wasn't perfect.
Copper Pipe Plumbing Services Inc
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Reviewed in June 2014
Everything that you hear about ABT is true: the selection and prices for appliances are fantastic. We had a particularly bad experience with a salesman there, however, so beware: My wife and I were assisted by a sales rep and selected a suite of appliances for our new home. At check out,...
Abt Electronics
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Reviewed in March 2014
I was experiencing problems with my furnace. Cool Operator was sent by my home warranty company. The work was quickly completed upon a second visit once the part was ordered. While I didn't have to pay the full cost due to the home warranty, the price I was told it would cost was a little more...
Cool Operator Heating & Cooling Inc
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Reviewed in September 2013
They were the lost cost bidder by a wide margin, and the most prompt and courteous. Aneta from the office called to follow-up and answer all my questions. I ended up having the service repaired under a home warranty contract I received from the seller, but when it needs to be replaced, which...
Air Blue Heating & Cooling Inc
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Reviewed in July 2012
Sajed was excellent while he was at my home. He did a system diagnosis, noted that the compressor was drawing too much power when running, and that the compressor overloaded on start-up, causing the internal breaker to trip and have to reset prior to the compressor coming on to start the...
Comfort Air Temp, Inc.
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Reviewed in October 2009
problems at both the initial installation and then continued problems when seeking warranty repairs. Their manager was the biggest problem of all with some of the most unkind and unprofessional customer service I have ever received in my many years of home ownership.
Ravinia Plumbing, Sewer, Heating & Electric
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My Property Masters

My Property Masters

Customers say: True professional

345 local quotes requested

17 years of experience

My Property Masters Inc, is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and responsibility in all of our jobs. We are a locally owned and operated business with more than 10 years of experience serving Northlake and surrounding areas. There is no job too big, or too small for our team. Call today and let us put our experience to work for you!

"Great Guys and respectful Finished the project on time Will use them again "

Justice B on November 2025

"Great Guys and respectful Finished the project on time Will use them again "

Justice B on November 2025

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Handyman for Multiple Small Project Service

Electrical Switches, Outlets & Fixtures Install or Repair

Maid Service

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My Property Masters

My Property Masters

Broker 4 You Realty

Broker 4 You Realty

Impact construction

Impact construction

Home Inspections and More Inc.

Home Inspections and More Inc.

Home Instead Senior Care

Home Instead Senior Care

Tub Doctors

Tub Doctors

RPM Warranty Solutions Restoring Peace of Mind

RPM Warranty Solutions Restoring Peace of Mind

Pride Public Adjusters, Inc.

Pride Public Adjusters, Inc.

Kauffman Real Estate

Kauffman Real Estate

Koenig and Strey Real Living

Koenig and Strey Real Living

The Schaumburg, IL homeowners’ guide to home warranties

How Much Does a Home Warranty Cost? [2025 Data]

Seller’s Home Warranty: Should You Get One?

Who Pays For a Home Warranty: Buyer or Seller?

How Long Does a Home Warranty Last?

Is a Home Warranty Worth It?

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