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Your homeowners' insurance should automatically cover your detached garage. This coverage often falls under a “separate structure” policy. Keep in mind that there may be exceptions to this general rule. Every insurance policy has its own rules and coverage, so contact your homeowners' insurance to ensure you’re covered—and to know how much coverage your policy offers.

It is possible to manually open a garage door. However, whether you should manually open a garage door depends on the source of the problem. If the door doesn't open because of a broken spring or cable, for safety's sake, you'll want to leave the door closed until you can have a professional inspect it and repair it. If the problem lies with the opener itself, you should usually have no problem opening the door manually.

A carriage house combines garage or storage space with living space, usually in two stories, while a garage generally does not offer any living space. Carriage houses are built with plumbing, insulation, and heating and cooling systems, which are usually features not found in traditional garages. Building codes and insurance requirements greatly differ between the two types of structures, and may make it difficult to convert a garage to a carriage house.

The difference between vinyl and rubber garage door bottom seals comes down to cost, flexibility, and climate. Vinyl is the budget-friendly option, lasting well in moderate climates and resisting wear and tear. In colder climates, it can get stiff and make installation more difficult. Alternatively, rubber offers more flexibility, even in freezing temperatures, and better sticks to uneven surfaces. Rubber is more expensive but tends to be more adaptable.