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You're more likely to find a hobo spider outside rather than inside your home. If you do find one in your home, don't panic. You can remove the spider by catching it in a glass or cup and transporting it outside. You may also vacuum up the spider and remove it by emptying the vacuum bag. 

If you notice more than one spider, it may be a good idea to hire a local pest control company to check out the situation and recommend a course of action. 

If the cat is stray (you noticed a collar or other signs of domestication), the kind thing to do is to try and find the owner. Call around to other neighbors to see if they can lead you in the right direction. If you can get close enough to snap a picture, try posting an image of the cat to local community groups and pages on social media. 

If the cat is feral, you can try to humanely trap them and participate in a local shelter’s TNR program. Before attempting capture, call around to local rescues and shelters to make sure one near you does participate in a TNR program. They may even be able to catch the cat for you.

There are plenty of scents spiders hate, but there are some scents scientists believe can work in the opposite way and attract them into your home. Some studies suggest that spiders may be attracted to stinky items like smelly socks. One thought is spiders are attracted to smells that attract more insects, such as mosquitos, which they feed on.

Both insects can damage wood, but there are key differences between termites and carpenter ants that tell them apart. Carpenter ants tunnel through moist wood, leaving behind smooth tunnels and sawdust-like piles, as they don't eat the wood but rather carve it for nesting. In contrast, termites actually consume wood, creating irregular galleries filled with mud and dirt, and leaving behind mud tubes as their signature. In terms of appearance, carpenter ants have segmented bodies with heart-shaped heads and larger front wings, while termites have more oval bodies with straight antennae and equal-sized wings.