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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Professional wasp removal methods vary depending on the wasp species, nest location, and the severity of the infestation. Professionals use a range of techniques, including high-grade insecticides, pesticides, aerosols, insecticidal dust, liquids, and vacuuming. After exterminating the wasps, the technician will remove the active nest to prevent re-infestation. For a major or pervasive wasp problem, it is recommended to hire a professional to handle the issue safely and avoid painful stings.

While cockroaches can contaminate appliances and their contents, they won't cause damage. Cockroaches can spread bacteria like E. coli and salmonella, making it important to keep them out of places where food is stored, such as a refrigerator. When it comes to electronics, however, cockroaches could potentially damage internal electrical components. As the pests navigate inside a TV or console, they may touch high-voltage components that could short out your product. This damage could lead to costly repairs or require replacements.

It’s unlikely true water bugs will get into your home plumbing system. You may find them in gutters, rain barrels, or open irrigation on your property. If there are bugs near your indoor pipes, leaky sinks, or other moist places, they are probably Oriental cockroaches. Consult a pest control professional to determine the pest hiding out in your plumbing system.