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While cedar and pine are two of the most common wooden fence materials, everything from redwood to bamboo is also available. You can also purchase pressure-treated wood, which better withstands water damage and the threat of pests. The best wood for your fence will come down to your budget, local climate, and preferred look.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

How much does a privacy fence cost? Stockade fences cost $12 to $13 per linear foot for materials. You may find fencing that costs less, but it’s likely wholesale wood manufactured using young trees. Fencing materials made with young trees are less durable than those made with mature trees.

For installation, expect to pay $30 to $80 per hour. Installing a 150- to 200-linear-foot fence takes 20 to 35 hours, which comes to about $600 to $2,800 for labor.

Whether you need a permit to build or install a fence depends on several factors, including your location, the fence's height, its placement in your yard, and the materials used. In many cities and highly populated areas, a permit is required, especially for fences taller than 6 feet. Conversely, rural areas may have fewer restrictions. Typically, backyard privacy fences 6 feet or shorter do not require a permit, while front yard fences often have a lower height limit, sometimes as low as 3.5 feet. There can also be exceptions for properties in mixed residential-commercial zones. It's best to check with your local building inspection or zoning department to understand the specific requirements, height restrictions, and location rules for your area. A professional fence installer can help you navigate this process and often secure the necessary permits for you, though this may extend the project timeline.