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Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.

Depending on who’s doing the estimating, about 22,000 to 25,000 chimney fires happen each year in the United States. Given the fact that millions of Americans have fireplaces (and chimneys), that means chimney fires aren’t exactly common—but they’re not rare, either. Since they’re so dangerous, it’s important to take precautions to prevent them.

An annual inspection can ensure that a fireplace is in proper working order to avoid fire hazards and the release of carbon monoxide into the home. Not all fireplace issues, especially blockages, are easily visible from inside or outside the home, which is why a professional must conduct a thorough internal inspection of all of the fireplace and chimney components.

When your wood stove catalyst goes bad, it can cause your stove to produce less heat or run slower than normal. You might also notice thick black smoke coming out of your chimney. If you notice any of these signs, contact a professional who installs wood-burning stoves and repairs them for an inspection and fix.